Terms of Use
Last updated: October 24, 2026
These terms apply when you use Simple Balance: the iPhone app and the web app at my.simplebalance.app. By using Simple Balance you agree to them. If you got the app from the App Store, Apple's Licensed Application End User License Agreement also applies.
What Simple Balance is
Simple Balance is a planning tool. It shows the balance you can expect from the income and spending you enter. It is not financial, tax or legal advice, it doesn't connect to your bank, and its numbers are only as good as what you put in. Decisions about your money are yours.
Your account
You can use the iPhone app without an account, at any age. To create an account you must be at least 13, or older where your country requires it. If you create one, keep your password safe; you are responsible for what happens in your account. You can delete your account anytime in the app (Account → Delete account) or in the web app's account menu.
Simple Balance Pro
Pro adds unlimited budgets, sync across your devices and the web app. It is an auto-renewing subscription, sold through the App Store:
- Plans: yearly or monthly. The App Store shows the price for your country before you buy.
- Payment is charged to your Apple Account when you confirm the purchase.
- Renewal: the subscription renews automatically at the end of each period, at the same price, unless you turn off auto-renew at least 24 hours before the period ends. Your Apple Account is charged within 24 hours before the renewal.
- Managing and cancelling: in Settings › Apple Account › Subscriptions on your iPhone. Cancelling stops the next renewal; Pro stays until the end of the period you paid for.
- Refunds are handled by Apple at reportaproblem.apple.com.
- Deleting your account doesn't cancel your subscription. Cancel it in your Apple Account settings too.
When Pro ends, nothing is deleted: your budgets stay on your device and usable; sync pauses and creating more than one budget needs Pro again.
Fair use
Don't misuse the service: don't try to break into it, overload it, or use it for anything illegal.
Availability and changes
We work to keep Simple Balance running and your data safe, but the service is provided “as is”, without warranties, and may sometimes be unavailable. To the extent the law allows, we are not liable for indirect losses or for decisions made from the app's numbers. We may update the app, these terms, and Pro's features or prices; price changes for existing subscriptions follow the App Store's rules and notices.
Contact
Questions? Write to [email protected].