Simple Balance

Terms of Use

Last updated: October 24, 2026

These terms apply when you use Simple Balance: the iPhone app and the web app at my.simplebalance.app. By using Simple Balance you agree to them. If you got the app from the App Store, Apple's Licensed Application End User License Agreement also applies.

What Simple Balance is

Simple Balance is a planning tool. It shows the balance you can expect from the income and spending you enter. It is not financial, tax or legal advice, it doesn't connect to your bank, and its numbers are only as good as what you put in. Decisions about your money are yours.

Your account

You can use the iPhone app without an account, at any age. To create an account you must be at least 13, or older where your country requires it. If you create one, keep your password safe; you are responsible for what happens in your account. You can delete your account anytime in the app (Account → Delete account) or in the web app's account menu.

Simple Balance Pro

Pro adds unlimited budgets, sync across your devices and the web app. It is an auto-renewing subscription, sold through the App Store:

When Pro ends, nothing is deleted: your budgets stay on your device and usable; sync pauses and creating more than one budget needs Pro again.

Fair use

Don't misuse the service: don't try to break into it, overload it, or use it for anything illegal.

Availability and changes

We work to keep Simple Balance running and your data safe, but the service is provided “as is”, without warranties, and may sometimes be unavailable. To the extent the law allows, we are not liable for indirect losses or for decisions made from the app's numbers. We may update the app, these terms, and Pro's features or prices; price changes for existing subscriptions follow the App Store's rules and notices.

Contact

Questions? Write to [email protected].