Privacy Policy

Simple Balance is a money planner. We collect as little as possible. We don't show ads, the iPhone app has no analytics or tracking, and we never sell your data.

Without an account

You can use the app without signing up. Your budgets, entries and settings stay only on your device. They are never sent to our servers.

With an account

If you create an account, we store:

• Your email address, to sign you in and send sign-in or password reset codes.
• Your name, only if you enter it when signing up (it's optional) or if Sign in with Apple or Google shares it. It's shown in your account.
• Your password, stored only as a secure hash. If you use Sign in with Apple or Google, we get your email from them and no password.
• Your budgets and entries, only if you use sync (Pro). They are stored on our servers so they can sync between your devices and the web app.

We don't ask for your phone number, location, contacts, or bank details.

Purchases

Pro is bought through the App Store. Apple handles payment; we never see your card details. We use RevenueCat to check whether your Pro subscription is active. RevenueCat receives a random app user ID (no name or email) and your purchase status.

Feedback

If you send feedback from the app, we store your message and, if you are signed in or give one, your email so we can reply. Screenshots you attach are emailed to us and not stored on our servers.

Analytics on the website and web app

simplebalance.app and the web app use Google Analytics to count visits and see which pages and features are used, but only if you accept analytics cookies in the banner. If you decline, Google Analytics isn't loaded. Google Analytics receives the pages you view, coarse device, browser and location information (country or city, from your IP address, which Google Analytics doesn't store), and events like "signed up". It never receives your email, your budgets, entry titles or amounts. Google signals and ad features are turned off. Change your choice anytime under Cookie settings at the bottom of this site or in the web app's account menu.

Exchange rates

The app downloads current exchange rates from our server. This request contains no personal data.

Services we use

• DigitalOcean: hosting and database (data encrypted in transit and at rest).
• Resend: sending emails (sign-in codes, feedback replies).
• RevenueCat: checking subscription status.
• Google Analytics: website and web app usage, only with your consent.
• Apple and Google: only if you choose to sign in with them.

Security

All connections use TLS. Data on your phone is protected by your device's built-in encryption. Access to our servers is limited.

Deleting your data

You can delete your account anytime: in the app under Account → Delete account, or in the web app's account menu. This deletes your account and synced data from our servers. Data stored only on your device is deleted when you remove the app.

Children

You can use Simple Balance at any age without an account; then we collect nothing. To create an account you must be at least 13, or older where your country requires it (for example 16 in some EU countries). We don't knowingly collect personal data from younger children, and if we learn we have, we delete it.

Changes

If this policy changes, we will update this page and the date at the top.

Contact

Questions? Write to [email protected] or use Send feedback in the app.