Simple BalanceIncome & spending planner
Before you spend, see how much you'll have left.
Planning a purchase, a trip, or a bill? Add it to the date you plan to pay, and Simple Balance shows right away how much you'll have left that day, and on any day after. You see your money over time and your lowest point ahead.
Really simple.
No categories, no setup, no finance words. Just what comes in, what goes out, and when.
Private.
The phone app works offline and needs no account. Your data stays on your phone unless you choose to sync.
Time travel
Why do I have less than I planned?
Go back to any earlier version of your plan and compare it with today. See exactly what changed, and whether you were too optimistic or too careful.
Why I built it
I planned my money in Excel: what comes in, what goes out, and when. I used it to see what I'll have left, and to check "what if": what if I buy this now, or pay that next month? But every new plan meant adding cells and fixing formulas, and it got a bit chaotic. I just wanted something simple, right at my fingertips, on my phone or my laptop. So I made this app for myself.
It's not a sophisticated finance app: no bank connection, no categories. Just a simple tool to see my balance on any day ahead, always with me.
Free, with Pro when you need more
Free
No account needed
- Your balance on any date, the lowest point ahead
- One-time and repeating income and spending
- Multiple currencies with current rates
- Time travel
- One budget
Pro
$9.99 a year or $1.99 a month
- Everything in Free
- Unlimited budgets
- Sync across your devices
- The web app at my.simplebalance.app
Prices in US dollars; the App Store shows the price for your country. Pro renews automatically until you cancel it.